Helping Startups and SMEs stay resilient with cash flow protection against extreme weather
From 17 October 2025 to 31 December 2025, when you purchase Property All Risks Insurance, Commercial Fire Insurance, Business Interruption Insurance, SME OfficeSure / SME ShopSure Insurance and/or Employees’ Compensation Insurance through Dah Sing Bank or directly with Dah Sing Insurance Company Limited (“the Insurer”), you can enjoy the exclusive benefit and claims service enhancements.
Extreme Weather Protection –
Two Key Benefits:
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1.Promotion Period is from 17 October 2025 to 31 December 2025 (both dates inclusive).
2.Extreme Weather hereunder this Promotion means typhoon signal number 8 or above, or black rainstorm warning.
3.Applicable only to new applications of Eligible Insurance Products² successfully applied for during the Promotion Period through Dah Sing Bank or directly through the Insurer.
4.All premium payments including insurance levies must be fully settled.
5.Not applicable to policyholders who cancel and reapply during the Promotion Period.
6.Eligible Insurance Products² are underwritten by the Insurer. The Insurer reserves the right to vary, suspend, or terminate this coverage, impose additional premium or amend these Terms and Conditions at any time without prior notice. In case of dispute, the Insurer’s decision shall be final.
7.Information on this leaflet is for reference only and is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any general insurance products of Dah Sing Insurance Company Limited outside Hong Kong. Information on this leaflet is intended as a general summary only but does not mention the coverage, exclusions, content nor terms and conditions of the relevant general insurance product in details. Customers should read, fully understand and accept the terms and conditions, coverage, exclusions and premium stated in the product bro
chure and policy provision before applying for any general insurance plan.
8.This service / product is not targeted at customers in the European Union.
In the event of any discrepancy between the Chinese and English version, the English version shall prevail.
Remark
¹ Advance Claim Payment – “Payment On Account”
In the event of a covered loss arising from extreme weather, the Insurer may approve an advance payment upon the Insured’s request and the loss adjuster’s recommendation. The advance payment will be 50% of the provisionally agreed adjusted amount, subject to a maximum limit of HK$1,000,000 per accident or occurrence. All other terms, conditions, and exclusions of the policy shall remain unchanged.
² Eligible Insurance Products
· Property All Risks Insurance
· Commercial Fire Insurance
· SME OfficeSure Insurance
· SME ShopSure Insurance
· Business Interruption Insurance
· Employees’ Compensation Insurance
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The service(s) / product(s) mentioned herein is/are not targeted at customers in the EU.
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Dah Sing Bank
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Dah Sing Bank, Limited, 23/F, Dah Sing Financial Centre, No. 248 Queen's Road East, Wan Chai, Hong Kong. Enquiry Hotline: 2828 8168 Email: callctrgb@dahsing.com
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According to the Personal Data (Privacy) Ordinance, you may, at any time and without charge, choose not to receive any of the Bank's future promotional materials. In case of such request, please register via e-Form (www.dahsing.com/optout) or write to our Data Protection Officer at GPO Box 333 Hong Kong with your name and HKID / Passport number provided.