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Home loans 101
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20% down payments are not the norm — in fact, many loan programs require as little as 3 or 3.5% down. Pre-qualify today in as little as 5 minutes1 and see if buying is closer than you think.
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Discover your options
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Zillow Home Loans offers many types of loans that feature low down payment options, including:
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Conventional
This loan type is the most common
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FHA
Popular among first-timers
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VA
If you're an eligible veteran, active-duty service member, or surviving spouse
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Find your loan type
Figuring out which loan is right for you can be tricky. Here’s how to tell.
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Ready to get started?
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You can get pre-qualified online and start understanding your budget in just a few minutes.
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Get pre-qualified 
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Zillow Home Loans, LLC is an Equal Housing Lender, NMLS #10287.
For licensing information, go to www.nmlsconsumeraccess.org
2600 Michelson Dr.
Suite 1201
Irvine, CA 92612
©2018–2026
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Equal housing lender
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www.nmlsconsumeraccess.org
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This email message is for the sole use of the intended recipient(s) and may contain confidential and privileged information. Any unauthorized use or disclosure is prohibited. If you are not the intended recipient, please contact the sender by reply email or destroy all copies of the original message. This is not a commitment to lend. Zillow Home Loans does not currently offer loans in New York. For subject properties located in Texas, a conditional pre-qualification will be issued in lieu of a pre-approval, per state requirements.
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