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Home buying, simplified
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Buying a house is a lot. And if it’s your first time, it can feel even more complicated. We’ve broken down the steps you’ll take, starting with pre-qualification — a quick way to get a sense of your budget.
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Prepare your finances
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Avoid taking out any new loans or opening credit cards.
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Get pre-qualified
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This will give you a sense of what you can afford in as little a 5 minutes1.
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Get pre-approved
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A loan officer from Zillow Home Loans will verify your information and provide a Verified Pre-approval letter for making strong offers while touring.
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Apply for a mortgage
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This is the big one. Your Zillow Home Loans loan officer will help you complete and submit a loan application once your offer is accepted.
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Close on the home
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The final step in the process where everything becomes official. You’re now a homeowner!
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First-time buyer help
From grants to unique programs, here’s how to catch a financial break.
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Ready to get started?
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You can get pre-qualified online and start understanding your budget in just a few minutes.
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Get pre-qualified 
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Zillow Home Loans, LLC is an Equal Housing Lender, NMLS #10287.
For licensing information, go to www.nmlsconsumeraccess.org
2600 Michelson Dr.
Suite 1201
Irvine, CA 92612
©2018–2026
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Equal housing lender
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www.nmlsconsumeraccess.org
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This email message is for the sole use of the intended recipient(s) and may contain confidential and privileged information. Any unauthorized use or disclosure is prohibited. If you are not the intended recipient, please contact the sender by reply email or destroy all copies of the original message. This is not a commitment to lend. Zillow Home Loans does not currently offer loans in New York. For subject properties located in Texas, a conditional pre-qualification will be issued in lieu of a pre-approval, per state requirements.
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1
Based on consumer performance across all individuals who completed the pre-qualification process. Current as of: 7/8/2026
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