Starts at 12:00 a.m. Eastern Time ("ET") on 08/01/2026, and ends at 11:59 PM ET on 09/20/2026. Open to legal residents of the United States (including its commonwealths, territories, and possessions), excluding legal residents from New York or Hawaii, who are eighteen (18) years of age (except in the case of residents of jurisdictions where the legal age of majority is greater than eighteen (18) years, such legal age of majority) or older at the time of entry, and who have a residential mortgage loan prior to August 1, 2026. One (1) prize to be awarded. Odds of winning depend on the number of eligible entries received. Online entry only. Limit one (1) entry per person/email address. Void where prohibited. Restrictions apply; see Official Rules for details. Sponsor: Union Home Mortgage Corp., 8241 Dow Circle West, Strongsville, Ohio 44136 | NMLS #2229. www.nmlsconsumeraccess.org
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